Apply for Financing!

Don't let cashflow get you down, we have options!

Communities Unlimited is a nonprofit organization with limited funds available for low-interest loans to eligible households in need of a septic system or private well repairs. CU limits funding to a maximum of $15,000 per eligible household with an interest rate of 1% and repayment terms of up to 20 years. Payments are due each month.

To be eligible for a loan, you must meet all of the following eligibility criteria:

• Applicant must own and be the occupant(s) of the property
• Home must be applicant’s primary residence
• No reliable source of water to home and no option to connect to a public water system
• Gross annual household income must not exceed 60% of the median non-metropolitan household income for the State ($39,441)

Household Septic System and Water Well Application

• Application form – complete and submit
• Property Tax Receipt – most recently paid real estate tax bill for the property
• Proof of income – for all earning household members over 18 Examples: last year’s W-2, pay stubs for one month, Social Security or SSI award letter
• Last year’s tax return(s) – for all earning household members over 18

You are under no obligation to CU simply by applying. Once approved, an agreement will be mailed to you for your review and signature. You may take the agreement to an attorney for review before signing if you prefer.

Call Traci McQuary at 662-709-7071 if you have any questions! Completed applications can be mailed, scanned, or faxed to the following:

• Traci McQuary, State Coordinator
• P.O. Box 303 Maben, MS 39750
• Phone: 662-709-7071
• Fax: 662-709-7071
• Email: traci.mcquary@communitiesu.org